Fees are negotiable and can vary based on factors like related accounts, portfolio securities, investment objectives, and total assets under management. Advisory fees are a flat fee, determined in accordance with the annual fee schedule. Financial consulting and estate planning services are negotiable, generally a fixed fee ranging between $1,000 and $100,000. HPO receives compensation from RBC Clearing & Custody for certain transactions and services. Advisory representatives may also receive distribution fees and 12b-1 fees from mutual funds and commissions from the sale of insurance products.