Fees vary depending on the PAS advisory program accounts you use. For all PAS Proprietary Program Accounts other than VestWise, PAS’s advisory fees are generally negotiable. Certain IARs are authorized to offer financial planning and consulting services, for which the IAR may negotiate a fee based upon the overall experience of the IAR, a client’s financial needs and investment objectives, the time necessary to develop a plan and the complexity of a plan. Certain IARs are authorized by PAS to offer on-going financial planning services through PAS’s Subscription-Based Financial Planning Program by paying an annual fee on either a monthly or quarterly basis.