HCSC may receive a flat-rate fee, an asset-based fee, or tiered-rate investment advisory fees. Fees are negotiable and may vary based on the client's circumstances. HCSC also receives consulting fees billed directly to the client on a fee-for-service basis. As a broker-dealer, HCSC receives distribution and service-based (12b-1) fees and other commissions in connection with the sale of securities and other investment products.