Rogan & Associates charges a wrap fee for advisory, brokerage, and trade execution services, calculated as a percentage of assets under management. These fees are negotiable, and clients may pay different rates based on account size, tenure, and combined portfolio value. The brochure lists maximum advisory fees, but many clients pay significantly less. The advisory fee is payable quarterly in advance. There is a minimum investment of $10,000, although smaller accounts may be accepted at the firm's discretion. Fees are not assessed on variable annuities and insurance products where the issuing insurance company compensates R&A in commissions and trails.