The firm's fees are negotiable, with the specific fee schedule outlined in each service agreement. Portfolio management fees are based on assets under management, with a maximum annual fee of 1.50%. Retirement plan services have tiered fees based on plan assets, ranging from 0.25% to 1.00%. Clients are responsible for third-party fees such as custodian and brokerage fees. Portfolio management fees are paid monthly in advance, while retirement plan service fees are billed quarterly in arrears.