NFSG charges an annual asset management fee up to 2% based on assets under management, billed monthly in arrears. A minimum annual charge of $250 may be imposed. The firm requires a minimum account size of $25,000, but may allow accounts to be aggregated for fee calculations and to meet the minimum. Financial planning and consulting fees are determined based on the nature and complexity of the services, typically charged as an hourly, one-time flat, or annual flat fee. NFSG does not directly charge clients for referrals to TPAMs; instead, they receive a portion of the fees charged by the TPAMs.